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Finance Calculators

Powerful finance calculators built to help you make smarter money decisions.

78Free Calculators
✓Verified Formulas
⚡Instant Results
∞Always Free

Mortgage & Loans

19

Mortgage Calculator

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Calculate monthly payment, total cost, and amortization.

FormulaM = P[r(1+r)^n]/[(1+r)^n-1]

Loan Calculator

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Monthly payment, total interest, and payoff schedule for any loan.

FormulaM = P[r(1+r)^n]/[(1+r)^n-1]

Auto Loan Calculator

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Calculate car loan payment, total cost, and interest.

FormulaMonthly auto payment

Payment Calculator

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Find monthly payment for any loan amount and term.

FormulaMonthly payment formula

Amortization Calculator

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Full amortization schedule showing principal vs interest each month.

FormulaMonthly breakdown of P+I

Mortgage Payoff Calculator

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See how extra payments shorten your loan and save interest.

FormulaPayoff with extra payments

FHA Loan Calculator

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FHA monthly payment including MIP and lower down payment.

FormulaFHA payment + MIP

VA Mortgage Calculator

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VA loan payment with no PMI and zero down payment option.

FormulaVA monthly payment

Home Equity Loan Calculator

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Monthly payment for a fixed-rate home equity loan.

FormulaFixed HELOAN payment

HELOC Calculator

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Calculate monthly payments on a home equity line of credit.

FormulaHELOC interest-only payment

Down Payment Calculator

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Find how much down payment you need for a home.

FormulaDown = Price x %

Refinance Calculator

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Calculate savings from refinancing your mortgage.

FormulaMonthly savings from refi

Personal Loan Calculator

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Monthly payment and total cost for a personal loan.

FormulaPersonal loan payment

Business Loan Calculator

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Monthly payment and amortization for business financing.

FormulaBusiness loan payment

Student Loan Calculator

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Monthly payment and payoff timeline for student debt.

FormulaStudent loan payment

Boat Loan Calculator

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Financing cost for a boat or watercraft purchase.

FormulaBoat loan payment

Auto Lease Calculator

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Calculate your monthly lease payment, total cost and residual value for any vehicle.

FormulaLease payment formula

Lease Calculator

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Calculate monthly lease payment for any asset.

FormulaMonthly lease payment

Repayment Calculator

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Calculate loan repayment amount and schedule.

FormulaMonthly repayment amount

Interest

7

Investment & Retirement

19

Investment Calculator

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Project investment growth with contributions and compounding.

FormulaFuture value with contributions

Retirement Calculator

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Project retirement savings and monthly income.

FormulaRetirement nest egg projection

401k Calculator

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Project 401(k) growth with employer match.

Formula401k growth with match

Roth IRA Calculator

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Project tax-free Roth IRA growth over time.

FormulaRoth IRA tax-free growth

IRA Calculator

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Project traditional IRA growth and tax savings.

FormulaTraditional IRA growth

RMD Calculator

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Calculate required minimum distributions from retirement accounts.

FormulaRMD = Balance / Life Expectancy

Bond Calculator

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Calculate bond price, yield, and duration.

FormulaBond pricing formula

Mutual Fund Calculator

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Project mutual fund returns with expense ratio impact.

FormulaNet return after fees

Average Return Calculator

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Calculate CAGR and average annual investment return.

FormulaCAGR = (End/Start)^(1/n) - 1

IRR Calculator

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Calculate internal rate of return for an investment.

FormulaNPV = 0 solve for IRR

ROI Calculator

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Calculate return on investment as a percentage.

FormulaROI = (Net Profit / Cost) x 100

Payback Period Calculator

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Find how long until an investment pays itself back.

FormulaPayback = Investment / Cash Flow

Present Value Calculator

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Find the current value of a future sum of money.

FormulaPV = FV / (1 + r)^t

Future Value Calculator

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Project how much an investment will be worth in the future.

FormulaFV = PV x (1 + r)^t

Annuity Calculator

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Calculate present or future value of an annuity.

FormulaPV = PMT x [1-(1+r)^-n] / r

Annuity Payout Calculator

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Find how long your annuity will last at a given withdrawal rate.

FormulaAnnuity duration from balance

Pension Calculator

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Estimate monthly pension benefit at retirement.

FormulaPension = Years x Salary x %

Social Security Calculator

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Estimate Social Security benefit based on age and earnings.

FormulaSS benefit estimation

Finance Calculator

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All-in-one: PV, FV, PMT, rate, and period solver.

FormulaSolve any TVM variable

Tax

6

Savings & Budget

12

Everyday Finance

15

Salary Calculator

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Convert salary to hourly, daily, weekly, or monthly pay.

FormulaSalary / work periods

Take-Home Pay Calculator

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Estimate net pay after taxes and deductions.

FormulaNet = Gross - Tax - FICA

Commission Calculator

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Calculate commission earned on any sale amount.

FormulaCommission = Sale x Rate

Margin Calculator

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Calculate gross margin, markup, and profit.

FormulaMargin = (Revenue - Cost) / Revenue

Discount Calculator

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Find the final price after any discount or coupon.

FormulaFinal = Price x (1 - %/100)

Cash Back Calculator

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Calculate cash back earned on purchases.

FormulaCash Back = Amount x Rate

Depreciation Calculator

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Calculate straight-line or declining balance depreciation.

FormulaDepreciation = (Cost - Salvage) / Life

Inflation Calculator

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See the real value of money over time adjusted for inflation.

FormulaReal Value = Amount / (1+r)^t

Currency Calculator

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Convert between world currencies using current exchange rates.

FormulaAmount x Exchange Rate

College Cost Calculator

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Estimate total cost of college including tuition and loans.

FormulaTotal with annual increase

GDP Calculator

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Calculate GDP using expenditure, income, or output method.

FormulaGDP = C + I + G + (X-M)

Tip Calculator

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Calculate tip and split the bill for any group size.

FormulaTip = Bill x % / People

UK Mortgage Calculator

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Monthly mortgage payment using UK rates and terms.

FormulaUK mortgage payment

Canadian Mortgage Calculator

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Mortgage payment using Canadian compounding rules.

FormulaSemi-annual Canadian compounding

Mortgage Amortization Calculator

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Full monthly amortization table for a mortgage.

FormulaMonthly P+I breakdown

About Our Finance Calculators

Our finance calculators are built to help you make smarter decisions with your money. Every tool uses verified financial formulas trusted by professionals worldwide. From planning a mortgage to growing an investment, Turbo Calculation gives you instant, accurate results at no cost — no registration, no limitations, no surprises.

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