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Finance Calculators

Powerful finance calculators built to help you make smarter money decisions.

78Free Calculators
Verified Formulas
Instant Results
Always Free

Mortgage & Loans

19

Mortgage Calculator

Calculate monthly payment, total cost, and amortization.

FormulaM = P[r(1+r)^n]/[(1+r)^n-1]

Loan Calculator

Monthly payment, total interest, and payoff schedule for any loan.

FormulaM = P[r(1+r)^n]/[(1+r)^n-1]

Auto Loan Calculator

Calculate car loan payment, total cost, and interest.

FormulaMonthly auto payment

Payment Calculator

Find monthly payment for any loan amount and term.

FormulaMonthly payment formula

Amortization Calculator

Full amortization schedule showing principal vs interest each month.

FormulaMonthly breakdown of P+I

Mortgage Payoff Calculator

See how extra payments shorten your loan and save interest.

FormulaPayoff with extra payments

FHA Loan Calculator

FHA monthly payment including MIP and lower down payment.

FormulaFHA payment + MIP

VA Mortgage Calculator

VA loan payment with no PMI and zero down payment option.

FormulaVA monthly payment

Home Equity Loan Calculator

Monthly payment for a fixed-rate home equity loan.

FormulaFixed HELOAN payment

HELOC Calculator

Calculate monthly payments on a home equity line of credit.

FormulaHELOC interest-only payment

Down Payment Calculator

Find how much down payment you need for a home.

FormulaDown = Price x %

Refinance Calculator

Calculate savings from refinancing your mortgage.

FormulaMonthly savings from refi

Personal Loan Calculator

Monthly payment and total cost for a personal loan.

FormulaPersonal loan payment

Business Loan Calculator

Monthly payment and amortization for business financing.

FormulaBusiness loan payment

Student Loan Calculator

Monthly payment and payoff timeline for student debt.

FormulaStudent loan payment

Boat Loan Calculator

Financing cost for a boat or watercraft purchase.

FormulaBoat loan payment

Auto Lease Calculator

Calculate your monthly lease payment, total cost and residual value for any vehicle.

FormulaLease payment formula

Lease Calculator

Calculate monthly lease payment for any asset.

FormulaMonthly lease payment

Repayment Calculator

Calculate loan repayment amount and schedule.

FormulaMonthly repayment amount

Interest

7

Investment & Retirement

19

Investment Calculator

Project investment growth with contributions and compounding.

FormulaFuture value with contributions

Retirement Calculator

Project retirement savings and monthly income.

FormulaRetirement nest egg projection

401k Calculator

Project 401(k) growth with employer match.

Formula401k growth with match

Roth IRA Calculator

Project tax-free Roth IRA growth over time.

FormulaRoth IRA tax-free growth

IRA Calculator

Project traditional IRA growth and tax savings.

FormulaTraditional IRA growth

RMD Calculator

Calculate required minimum distributions from retirement accounts.

FormulaRMD = Balance / Life Expectancy

Bond Calculator

Calculate bond price, yield, and duration.

FormulaBond pricing formula

Mutual Fund Calculator

Project mutual fund returns with expense ratio impact.

FormulaNet return after fees

Average Return Calculator

Calculate CAGR and average annual investment return.

FormulaCAGR = (End/Start)^(1/n) - 1

IRR Calculator

Calculate internal rate of return for an investment.

FormulaNPV = 0 solve for IRR

ROI Calculator

Calculate return on investment as a percentage.

FormulaROI = (Net Profit / Cost) x 100

Payback Period Calculator

Find how long until an investment pays itself back.

FormulaPayback = Investment / Cash Flow

Present Value Calculator

Find the current value of a future sum of money.

FormulaPV = FV / (1 + r)^t

Future Value Calculator

Project how much an investment will be worth in the future.

FormulaFV = PV x (1 + r)^t

Annuity Calculator

Calculate present or future value of an annuity.

FormulaPV = PMT x [1-(1+r)^-n] / r

Annuity Payout Calculator

Find how long your annuity will last at a given withdrawal rate.

FormulaAnnuity duration from balance

Pension Calculator

Estimate monthly pension benefit at retirement.

FormulaPension = Years x Salary x %

Social Security Calculator

Estimate Social Security benefit based on age and earnings.

FormulaSS benefit estimation

Finance Calculator

All-in-one: PV, FV, PMT, rate, and period solver.

FormulaSolve any TVM variable

Tax

6

Savings & Budget

12

Everyday Finance

15

Salary Calculator

Convert salary to hourly, daily, weekly, or monthly pay.

FormulaSalary / work periods

Take-Home Pay Calculator

Estimate net pay after taxes and deductions.

FormulaNet = Gross - Tax - FICA

Commission Calculator

Calculate commission earned on any sale amount.

FormulaCommission = Sale x Rate

Margin Calculator

Calculate gross margin, markup, and profit.

FormulaMargin = (Revenue - Cost) / Revenue

Discount Calculator

Find the final price after any discount or coupon.

FormulaFinal = Price x (1 - %/100)

Cash Back Calculator

Calculate cash back earned on purchases.

FormulaCash Back = Amount x Rate

Depreciation Calculator

Calculate straight-line or declining balance depreciation.

FormulaDepreciation = (Cost - Salvage) / Life

Inflation Calculator

See the real value of money over time adjusted for inflation.

FormulaReal Value = Amount / (1+r)^t

Currency Calculator

Convert between world currencies using current exchange rates.

FormulaAmount x Exchange Rate

College Cost Calculator

Estimate total cost of college including tuition and loans.

FormulaTotal with annual increase

GDP Calculator

Calculate GDP using expenditure, income, or output method.

FormulaGDP = C + I + G + (X-M)

Tip Calculator

Calculate tip and split the bill for any group size.

FormulaTip = Bill x % / People

UK Mortgage Calculator

Monthly mortgage payment using UK rates and terms.

FormulaUK mortgage payment

Canadian Mortgage Calculator

Mortgage payment using Canadian compounding rules.

FormulaSemi-annual Canadian compounding

Mortgage Amortization Calculator

Full monthly amortization table for a mortgage.

FormulaMonthly P+I breakdown

About Our Finance Calculators

Our finance calculators are built to help you make smarter decisions with your money. Every tool uses verified financial formulas trusted by professionals worldwide. From planning a mortgage to growing an investment, Turbo Calculation gives you instant, accurate results at no cost — no registration, no limitations, no surprises.

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