Finance Calculators
Powerful finance calculators built to help you make smarter money decisions.
Mortgage & Loans
Mortgage Calculator
→Calculate monthly payment, total cost, and amortization.
M = P[r(1+r)^n]/[(1+r)^n-1]Loan Calculator
→Monthly payment, total interest, and payoff schedule for any loan.
M = P[r(1+r)^n]/[(1+r)^n-1]Auto Loan Calculator
→Calculate car loan payment, total cost, and interest.
Monthly auto paymentPayment Calculator
→Find monthly payment for any loan amount and term.
Monthly payment formulaAmortization Calculator
→Full amortization schedule showing principal vs interest each month.
Monthly breakdown of P+IMortgage Payoff Calculator
→See how extra payments shorten your loan and save interest.
Payoff with extra paymentsFHA Loan Calculator
→FHA monthly payment including MIP and lower down payment.
FHA payment + MIPVA Mortgage Calculator
→VA loan payment with no PMI and zero down payment option.
VA monthly paymentHome Equity Loan Calculator
→Monthly payment for a fixed-rate home equity loan.
Fixed HELOAN paymentHELOC Calculator
→Calculate monthly payments on a home equity line of credit.
HELOC interest-only paymentDown Payment Calculator
→Find how much down payment you need for a home.
Down = Price x %Refinance Calculator
→Calculate savings from refinancing your mortgage.
Monthly savings from refiPersonal Loan Calculator
→Monthly payment and total cost for a personal loan.
Personal loan paymentBusiness Loan Calculator
→Monthly payment and amortization for business financing.
Business loan paymentStudent Loan Calculator
→Monthly payment and payoff timeline for student debt.
Student loan paymentBoat Loan Calculator
→Financing cost for a boat or watercraft purchase.
Boat loan paymentAuto Lease Calculator
→Calculate your monthly lease payment, total cost and residual value for any vehicle.
Lease payment formulaLease Calculator
→Calculate monthly lease payment for any asset.
Monthly lease paymentRepayment Calculator
→Calculate loan repayment amount and schedule.
Monthly repayment amountInterest
Interest Calculator
→Calculate simple or compound interest on any amount.
I = P x r x t (simple)Compound Interest Calculator
→Compound growth with monthly, quarterly, or annual compounding.
A = P(1 + r/n)^(nt)Simple Interest Calculator
→Calculate interest earned on a principal without compounding.
I = P x r x tInterest Rate Calculator
→Find the interest rate needed to reach your goal.
r = (A/P)^(1/t) - 1Effective Interest Rate Calculator
→Convert nominal rate to effective annual rate.
EAR = (1 + r/n)^n - 1APR Calculator
→Calculate the annual percentage rate including fees.
APR includes all loan costsCD Calculator
→Calculate earnings on a certificate of deposit.
CD earnings with compoundingInvestment & Retirement
Investment Calculator
→Project investment growth with contributions and compounding.
Future value with contributionsRetirement Calculator
→Project retirement savings and monthly income.
Retirement nest egg projection401k Calculator
→Project 401(k) growth with employer match.
401k growth with matchRoth IRA Calculator
→Project tax-free Roth IRA growth over time.
Roth IRA tax-free growthIRA Calculator
→Project traditional IRA growth and tax savings.
Traditional IRA growthRMD Calculator
→Calculate required minimum distributions from retirement accounts.
RMD = Balance / Life ExpectancyBond Calculator
→Calculate bond price, yield, and duration.
Bond pricing formulaMutual Fund Calculator
→Project mutual fund returns with expense ratio impact.
Net return after feesAverage Return Calculator
→Calculate CAGR and average annual investment return.
CAGR = (End/Start)^(1/n) - 1IRR Calculator
→Calculate internal rate of return for an investment.
NPV = 0 solve for IRRROI Calculator
→Calculate return on investment as a percentage.
ROI = (Net Profit / Cost) x 100Payback Period Calculator
→Find how long until an investment pays itself back.
Payback = Investment / Cash FlowPresent Value Calculator
→Find the current value of a future sum of money.
PV = FV / (1 + r)^tFuture Value Calculator
→Project how much an investment will be worth in the future.
FV = PV x (1 + r)^tAnnuity Calculator
→Calculate present or future value of an annuity.
PV = PMT x [1-(1+r)^-n] / rAnnuity Payout Calculator
→Find how long your annuity will last at a given withdrawal rate.
Annuity duration from balancePension Calculator
→Estimate monthly pension benefit at retirement.
Pension = Years x Salary x %Social Security Calculator
→Estimate Social Security benefit based on age and earnings.
SS benefit estimationFinance Calculator
→All-in-one: PV, FV, PMT, rate, and period solver.
Solve any TVM variableTax
Income Tax Calculator
→Estimate federal income tax and effective tax rate.
Marginal tax bracketsSales Tax Calculator
→Add or remove sales tax from any price instantly for any US state or custom rate.
Tax = Price x RateVAT Calculator
→Add or remove VAT from any price for any country or custom VAT rate instantly.
VAT = Amount x RateGST Calculator
→Calculate GST for goods and services in any country.
GST = Amount x RateMarriage Tax Calculator
→See the tax difference between filing jointly vs separately.
Joint vs separate tax burdenEstate Tax Calculator
→Estimate your federal estate tax liability based on estate value and exemptions.
Estate tax over exemptionSavings & Budget
Savings Calculator
→Project savings growth with regular contributions.
Future savings balanceBudget Calculator
→Track income vs expenses and find monthly surplus.
Surplus = Income - ExpensesHouse Affordability Calculator
→Find out how much home you can afford based on income.
Max home price by DTIRent Calculator
→Find how much rent you can afford based on income.
Rent 30% of income ruleRent vs Buy Calculator
→Compare the true long-term cost of renting versus buying a home over any period.
Net cost comparison over timeRental Property Calculator
→Cash flow, cap rate, and ROI for rental properties.
Cap Rate = NOI / ValueReal Estate Calculator
→Estimate ROI, cash flow, and profitability of real estate.
Cash flow = Rent - ExpensesDebt-to-Income Ratio Calculator
→Calculate DTI ratio for loan qualification.
DTI = Debt / Income x 100Debt Payoff Calculator
→Find payoff date and interest saved with extra payments.
Debt snowball/avalancheDebt Consolidation Calculator
→Calculate whether consolidating your debts saves money and reduces monthly payments.
Compare old vs new paymentsCredit Card Calculator
→Find payoff time and interest for credit card debt.
Credit card payoff timelineBalance Transfer Calculator
→Calculate savings from a 0% balance transfer offer.
Savings from 0% transferEveryday Finance
Salary Calculator
→Convert salary to hourly, daily, weekly, or monthly pay.
Salary / work periodsTake-Home Pay Calculator
→Estimate net pay after taxes and deductions.
Net = Gross - Tax - FICACommission Calculator
→Calculate commission earned on any sale amount.
Commission = Sale x RateMargin Calculator
→Calculate gross margin, markup, and profit.
Margin = (Revenue - Cost) / RevenueDiscount Calculator
→Find the final price after any discount or coupon.
Final = Price x (1 - %/100)Cash Back Calculator
→Calculate cash back earned on purchases.
Cash Back = Amount x RateDepreciation Calculator
→Calculate straight-line or declining balance depreciation.
Depreciation = (Cost - Salvage) / LifeInflation Calculator
→See the real value of money over time adjusted for inflation.
Real Value = Amount / (1+r)^tCurrency Calculator
→Convert between world currencies using current exchange rates.
Amount x Exchange RateCollege Cost Calculator
→Estimate total cost of college including tuition and loans.
Total with annual increaseGDP Calculator
→Calculate GDP using expenditure, income, or output method.
GDP = C + I + G + (X-M)Tip Calculator
→Calculate tip and split the bill for any group size.
Tip = Bill x % / PeopleUK Mortgage Calculator
→Monthly mortgage payment using UK rates and terms.
UK mortgage paymentCanadian Mortgage Calculator
→Mortgage payment using Canadian compounding rules.
Semi-annual Canadian compoundingMortgage Amortization Calculator
→Full monthly amortization table for a mortgage.
Monthly P+I breakdownAbout Our Finance Calculators
Our finance calculators are built to help you make smarter decisions with your money. Every tool uses verified financial formulas trusted by professionals worldwide. From planning a mortgage to growing an investment, Turbo Calculation gives you instant, accurate results at no cost — no registration, no limitations, no surprises.
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